Monthly Archives: November 2017

Veterans Benefits: A Simplified Overview

Obtaining veterans assistance can be a challenging task, let alone sifting through the different websites and complicated government lingo to understand what benefits are available to veterans. This post is dedicated to helping people understand and obtain veterans benefits easier.

To apply for any of these benefits, click the title to file the claim form: 

Life Insurance

There are six life insurance options, each with different qualifications and benefits that the veteran may be able to receive. Life insurance benefits will be presented in a future post.

Home Loan & Home Improvements

Veterans with qualifying service are eligible for home loan services, including guaranteed loans for the purchase or building of a home and certain types of condominiums. Some disabled veterans receive grants to have their homes adapted to their needs.

Vocational Rehabilitation & Employment

Helps veterans with service-connected disabilities prepare for, find and keep suitable employment such as job search, career exploration, and education/job training.

These benefits can also improve the ability of living as independently as possible for serious service-connected disabilities including rehabilitation services.  To qualify, veterans usually must file within 12 years of service.

Education 

There are a variety of education and training programs up to 36 months, provided to veterans with varying qualification requirements and benefits. Specific programs will be presented in another blog post.

Disability Compensation

The VA pays monthly compensation to veterans for disabilities incurred or aggravated during military service. The veteran is entitled to these benefits from the date of separation, but the claim of disabilities incurred while on military service must be filed within one year or separation from service. You can follow the link above to see all of the disability benefits available, they are all organized by the specific disability title.

Disability Pension

This is an income-based benefit paid to veterans with honorable wartime service who are permanently and totally disabled for any reason or are age 65 or older.

Medical

A wide range of health care services is available to veterans with medical problems directly resulting from a war. Generally, veterans must be enrolled in the VA health care system to receive care.

Dental

Within 180 days of separation, veterans may receive one-time dental treatment if they were not provided treatment within 90 days of separation from active duty. This time limit does not apply to veterans with dental conditions resulting from service-connected injuries.

More Information

We are confident that these simplified benefits have effectively provided you with a simplified understanding of what some veterans may be entitled to. It is important that the veteran files any claims as soon as possible after he or she has finished the service, as some benefits can expire if claims are not filed within the break from active service.  If you have any questions about veteran’s assistance, you may contact help@elderhelpers.org.

Elder Law Information: Disability Planning

This is the first post on disability planning, is first in a series on free elder law advice designed to provide you with legal counsel for the elderly. Disability planning can be a complex process and add anxiety to your life. Our organization strives to reduce the worry and enhance the lives of elders and relatives. We will be presenting simple information on what social security is, if the elder is eligible and how he or she can obtain it.

Social security exists in the United States, serving as a ‘safety net’ for the elderly, disabled and blind. The amount of money that one can receive typically increases each year and depends on if the person is single or married. As of January 2012, an individual would receive $698 in social security per month and a couple would receive $1,048 per month. Some states supplement the social security amount with additional payments; click this linkto see if this applies to that state that the elder resides in.Social security does not depend on how long or if a person has worked, so long as they meet the criteria:

  1. Be 65 or older, blind or disabled.
  2. Be a long term resident of the United States or a United States citizen.
  3. Have a monthly income below the limit determined by the elder’s state of residence.
  4. Have less than $2,000 in assets of currency, stocks and bonds.

If you meet the qualifications for social security assistance and would like to apply, you may do so by visiting your local social security administration office. Click this link to locate a branch near your zip cod